Thursday, October 18, 2012


Let's face it, we're broke.  I mean, when I quit my job to stay home with the girls, we knew it would be tough.  Our days of eating PB&J, rationing bagels, and having applesauce as "dessert" each night have only just begun - and I'm loving it!
Though, who wouldn't like a bit of extra cash?! I have always been a member of our local credit union (a financial institution, but NOT a bank) since I was about 4.  My account number has been preserved, I've been on posters in their marketing department, and I know most of their employees at several branches. That's one reason I love the small town place.  But there, they have a savings account that has literally saved our lives - I was able to use some dividends a few weeks ago to cover Lydia's emergency trip to the hospital! It's called a PayBack savings account and it does just that - pays you back.  It's the BEST option (the ONLY option in my book) for saving my money that I don't necessarily need right this moment, yielding the best percentage of money earned, and it's up for grabs at ANY time (without any penalty).  I just have to meet a list of requirements each month, like having a loan (car and house), using my debit card as "credit" 25 times/month, and using the only banking system...then I get 1-3% earned each month, free activation on VISA gift cards, and a few other perks.  IT'S TOTALLY WORTH IT. I haven't found anything like it.

But what's even better - they're running a contest that ends Monday night.  J and I became goofs late one night when we were up and made a quick video of why we like the account - and posted it. Now we just need votes.  The video with the most votes (currently, we're the only one, but there's potential for more to be posted soon) wins $500 on Tuesday morning. What can I do with that? hmmmmm - car taxes, Christmas gifts, pedicure, give some to you....

So will you help me? Go to this link and vote for our video.  You can vote once a day through Monday night. We need your votes!


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